Vehicle finance
Spread the cost of buying over up to 5 years with our range of funders. Speak to people who will listen and help you choose the best business funding.
At Vansales.com we offer a range of finance and leasing solutions at some of the best rates around. Our friendly account managers are trained to help you select the best method van finance method for your circumstances and business situation.
With prime lenders, our easy-to-follow paperwork and modern electronic back end allow us to swiftly process you from the application stage to pay out within days. This greatly speeds up vehicle delivery or collection. Some customers with larger fleets choose to have a pre-approval in place to buy additional vehicles as they come into stock.
Our main types of finance are hire purchase, lease purchase and finance lease for business customers and recently PCP for private customers and used vehicles.
For customers with less than perfect credit we have two solutions. A specialist credit broker that deals with some less know finance companies that will ask for more details and checks.
And our own 3-12 month in house hire department, offering a range of cars and vans for short term lease and rental. Often, they can help if you are refused by a mainstream lender, especially if you are local to us.
We offer leasing deals on a wide range of new vehicles.
Our prices are based on real mileage, because who really only does 2,000 miles a year?
We do business the right way. We value our customers so you'll always receive excellent service.
Finance lease is quite simply the most popular vehicle finance method in the UK and deservedly so. It’s equally great for VAT and Non VAT registered customers and often attracts the best discounts from manufactures which of course reduces payments. You place a deposit typically 10% of the vehicle price and spread the payments over up to 5 years usually with a large final payment. The large final payment is based on the predicated vehicle value at the end. It’s not an ownership scheme and the vehicle must be sold at the end. VAT is added to everything.
Van hire purchase the VAT is placed down and the balance paid over up to 60 months. The payments are high, but the loan is repaid very quickly, and you automatically own the goods at the end. There was a government super deduction scheme running that finishes in April 2023 that allowed 130% tax deduction but its unsure as to whether this will continue.
Van lease purchase is the same as higher purchase, but you can have a large final payment at the end or as its often named a “balloon”
We have our own in-house short-term lease department with vehicles available from 7 days up to 12 months. Our most popular deals are the 3–12-month deals and we can sometimes help if you have been refused credit from a mainstream lender.
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