Vehicle finance

Spread the cost of buying over up to 5 years with our range of funders. Speak to people who will listen and help you choose the best business funding.

finance

Vehicle finance Let's talk figures...

At Vansales.com we offer a range of finance and leasing solutions at some of the best rates around. Our friendly account managers are trained to help you select the best method van finance method for your circumstances and business situation.

With prime lenders, our easy-to-follow paperwork and modern electronic back end allow us to swiftly process you from the application stage to pay out within days. This greatly speeds up vehicle delivery or collection. Some customers with larger fleets choose to have a pre-approval in place to buy additional vehicles as they come into stock.

Our main types of finance are hire purchase, lease purchase and finance lease for business customers and recently PCP for private customers and used vehicles.

For customers with less than perfect credit we have two solutions. A specialist credit broker that deals with some less know finance companies that will ask for more details and checks.

And our own 3-12 month in house hire department, offering a range of cars and vans for short term lease and rental. Often, they can help if you are refused by a mainstream lender, especially if you are local to us.

Delivery Mileage Vehicles

We offer leasing deals on a wide range of new vehicles.

Real Prices

Our prices are based on real mileage, because who really only does 2,000 miles a year?

Honest and reliable

We do business the right way. We value our customers so you'll always receive excellent service.

Van Finance Lease

Finance lease is quite simply the most popular vehicle finance method in the UK and deservedly so. It’s equally great for VAT and Non VAT registered customers and often attracts the best discounts from manufactures which of course reduces payments. You place a deposit typically 10% of the vehicle price and spread the payments over up to 5 years usually with a large final payment. The large final payment is based on the predicated vehicle value at the end. It’s not an ownership scheme and the vehicle must be sold at the end. VAT is added to everything.

Van Hire Purchase

Van hire purchase the VAT is placed down and the balance paid over up to 60 months. The payments are high, but the loan is repaid very quickly, and you automatically own the goods at the end. There was a government super deduction scheme running that finishes in April 2023 that allowed 130% tax deduction but its unsure as to whether this will continue.

Van Lease Purchase

Van lease purchase is the same as higher purchase, but you can have a large final payment at the end or as its often named a “balloon”

3-12 Month Car & Van Rental

We have our own in-house short-term lease department with vehicles available from 7 days up to 12 months. Our most popular deals are the 3–12-month deals and we can sometimes help if you have been refused credit from a mainstream lender.

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Business Contract Hire

Contract Hire has grown in popularity over recent years, with many finance companies recommending this option to smaller businesses.

A Contract Hire agreement allows you to drive a brand new van without worrying about the vehicle losing value over time. As you will not own the van, you can return the vehicle to the finance company at the end of the lease instead of having to sell it later. This means the rental payments only need to cover the difference between the new price and the valuation of the vehicle at the end of the lease, plus interest costs.

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Reviewed by People

Clients' Testimonials

Tom never gave up, although my first choice of vehicle was not available he found a replacement but that was the wrong weight load so he then found me anther vehicle but was not a crew cab so he got it converted to a crew cab. Always kept me informed what was going on. He was a diamond. Made buying a van a pleasure.

Paul Mchugh

placed an order with Ashley at Swiss vans 5 weeks ago for a new VW transporter Kombi with hornet kit. The van is now with me and looks better than I expected. Very happy with my new toy.

Mr G

Second transporter ordered through Swiss. I personally find the old style showroom visit purchasing experience mind numbing . Alex at Swiss gets the job done efficiently to the clients needs - very pleased !

Martin Purvis

Swiss vans operate on a customer experience level of above and beyond Well done Tom and Co

David C

Tom from Swiss Vans was brilliant from start to finish. He sourced me the van I was after for the right price and guided me through the whole sales process smoothly. The van arrived when it was supposed to and is a great van, driving around Cornwall is now a pleasure! Would recommend Swiss vans to anyone.

Olly Daglish

ole has been fantastic all the way through the process of me getting my van. Since the first time I spoke to him he’s responded with all my questions. First class would definitely recommend

Damien Shaw

Ordered my first transporter through Tom at Swiss vans, brilliant van with the wasp kit. Very fast and efficient, whole process from sourcing the van to fitting the kit and getting the van to me only took around 3 weeks. Would definitely recommend.

Daniel Phillips

This is the 4 th van we have had from Swiss always had great dealings with the company. Great communication. Brilliant staff. Will keep using. many thanks Ashley Westcott

Malcolm Lee Nankervis

Cole provide super advise in sourcing a new vehicle. He ticked all of the boxed in terms of price, technical spec and provided loads of bespoking options. Thanks Cole

Neil Doran

I’ve just taken delivery of my new van from Swiss and I couldn’t be happier. The whole process has been long due to the shortage of vans but Alex has been a star and kept me informed all the way through, every email has been answered straight away and even when I’ve asked stupid questions and changed the spec a 100 times he’s just dealt with it perfectly, I’ve recommended Swiss to a friend and he’s had exactly the same level of customer service so I can’t recommend them highly enough.

Robert Muir

Just taken delivery of my new Transporter with the hornet kit and a few more little extras. Very happy with the van - looks amazing and drives really well. Swiss vans have been 1st class - Ashley looked after me and did a great job from start to finish. He's a credit to the business and we'll certainly be using him and Swiss vans again - top guy, top company and fantastic van - highly recommended

James Millar

Just got myself another new VW Transporter through Swiss Vans!! A very big Thankyou to Alex Borely of Swiss Vans for making the whole experience an absolute pleasure! Everything from ordering to collection was totally professional Communication was absolutely top drawer every step of the way and I can’t recommend them highly enough! Quality company and will not hesitate to use them again!

Nick Milsom

Just taken delivery of my new Transporter with the hornet kit and a few more little extras. Very happy with the van - looks amazing and drives really well. Swiss vans have been 1st class - Ashley looked after me and did a great job from start to finish. He's a credit to the business and we'll certainly be using him and Swiss vans again - top guy, top company and fantastic van - highly recommended James Miller

James Miller